Archive for the ‘Finance’ Category

Sean Seshadri - Lux Investments International Profile Review

Friday, September 11th, 2009

Sean Seshadri (Dr. Sean Seshadri)
Lux Investments International

Lux Investments Intl was founded by Sean Seshadri. Sean went to medical school in Brooklyn, NY where he pursued a career as a radiologist and achieved great success in his field of interest.

Lux Investments International. or LII holds quarterly seminars to groom fellow traders to trade our capital both domestically and internationally. The technical analysis we use at Lux investments is based on candlesticks and other indicators which are commonly found. However, the way we use these indicators at Lux Investments are unique and are used by the top hedge fund managers worldwide. At Lux Investments we are concerned about our student’s well being and we teach small groups of students because we are a trading firm first and a seminar company second. What separates us from the rest of the companies out there is that the founder of Lux Investments (Sean Seshadri) has trained every trader personally to profitability, and when a trader has demonstrated consistency then he or she is allowed to trade on the funds behalf. Dr. Seshadri is a master of option strategies and has coined different ways to prevent a losing trade even when a stock moves against a fellow trader.

Lux Investments
1936 Bruce B. Downs Blvd
Wesley Chapel, FL
On The Web: http://luxinvestmentsintl.com

Usha S. Heeraman Midland Texas CPA

Wednesday, April 29th, 2009

Usha S. Heeraman Midland Texas CPA

Usha S. Heeraman started her own certified public accounting firm, a professional corporation, located in Midland, Texas in 2007.
Prior to starting the firm, Usha S. Heeraman has worked as an accountant at a worldwide SEC advertising agency and has about twelve years experience in operations and financial management in the health care industry. In addition, she has handled tax services and compilations for individuals and a wide variety of industries at a local public accounting firm. Usha S. Heeraman has also performed assurance engagements, such as financial statement audits and agreed upon procedures at a larger regional public accounting firm in diverse industries; including government, oil and gas, construction, non-profit, financial institutions and employee benefit plans - being involved from the planning phase to the reporting phase.

Usha S. Heeraman graduated summa cum laude from the University of Texas of the Permian Basin and holds a Bachelors Degree in Business Administration with a concentration in Accountancy and Information Systems. She took the uniform certified public accountant exam in Texas, which required 150 semester hours of college credit and passed each section the first time. Usha S. Heeraman holds a Texas State Board of Public Accountancy license and is a member of the American Institute of Certified Public Accountants; Texas Society of Certified Public Accountants; and Sigma Beta Delta - National Honor Society in Business, Management and Administration. Usha S. Heeraman’s firm is enrolled in the AICPA Peer Review Program.

Usha S. Heeraman resides in Midland, Texas with her husband, and their two children.

Visit her website for more infomation: http://www.ush-cpa.com

Wealth Wonks Article Financial Security

Monday, March 16th, 2009

Wealth Wonks, are literally defined, is someone who studies the ins and outs of finances. This is mostly centered around personal finance and investing, and is something everyone who yearns for a stable financial life years down the road should investigate. Knowing what to do when opportunity presents, and how to budget one’s finances, is what separates Wealth Wonks from the rest of the population.

Knowing what constitutes a good investment and what is an investment that should be passed up is what makes a good Wealth Wonk decision. Wealth Wonks will size up investments according to the risk factor, the sum of money required (and if it has to be borrowed or not), and whether or not there will be a say from the government or lender in the situation. Optimally, little interference and low risk are ideal. Having a perfect deal doesn’t always happen, and risk is usually moderate to high- so analyzing an investment to its core is always a solid idea.

Every dollar counts when an investment takes its toll on one’s money supply. One way Wealth Wonks save every dollar possible is through avoiding the credit industry as much as possible. While it’s good to have credit, and to build it over time, depending on it too much will result in hundreds to thousands of dollars each year in lost savings that could have been avoided. Instead of buying a new car outright, consider a slightly aged car or even saving up money for the new car to buy it all at once.

Even in a failing economy, Wealth Wonks are able to turn profits by acknowledging what the economy needs and what the investor can provide. This partly comes from the fact that Wealth Wonks are trained to foresee trends in a condition called “trained fleas.” Spotting bandwagon trends, and deciding whether or not they are good to get into or when to sell out of them, is how fortunes are made even when times are tough.

The proper Wealth Wonks isn’t going to consider things in short-term effect: indeed, most are already planning their retirement funds by the time they reach their 20’s. Planning is the key action here, in which all aspects of one’s finances can be foreseen and accounted for. Thus, the intellectual Wealth Wonk is logical in what he or she invests in, and weighs all possibilities in each financial decision made.

To continue on the road of becoming a Wealth Wonk mogul, consider going to the local bookstore and buying books related to wealth building and personal budgeting. Also seek out information over the Internet, where a wealth of websites have been put together that offer different tips and opinions. Of course, the ability to hire a personal consultant is also a possibility too.

In Conclusion

Wealth Wonks are hard to spot amidst so much troubles with the economy, but they do indeed prevail even under trying conditions. To become one of the elite, go online to see how you can secure your finances for a better future today.

Become A Wealth Wonk In Tough Economy

Monday, March 16th, 2009

The majority of the population isn’t likely familiar with the way of life that a Wealth Wonk foregoes. Wealth Wonks are able to turn profits in the worst of economies, but not without effort and training. The path in becoming a Wealth Wonk may be a long one, but is every bit of rewarding as it is long. The prize at the end of the road far outweighs the time it takes to become financially stable for the rest of one’s life.

The Wealth Wonks that have gotten where they are today have scaled mountains by making informed decisions on their investments. The perfect investment is going to be one that has a high return, little to no risk, and minimal investment. Interference from lenders or government operations should also be minimal if a concern at all. It’s hard to find such investments in the real world, but investments should be compared to this perfect “meter stick” in order to judge a investment’s worth.

Credit is something that Wealth Wonks should build, but not to the extent where they rely on it. Credit is best to have just in case of emergency, and actually used only when needed. Using credit to buy a car or television, for instance, should be second-guessed. Instead, try saving up money to buy the products all at once so that interest isn’t paid. Wealth Wonks will enjoy thousands of dollars in saved money that they didn’t have to spend on a bank’s generosity, and instead spend money elsewhere where it’s needed.

Jumping on the bandwagon isn’t always a good idea, but it has proven to make some quite the pretty penny. Knowing when trends are going to falter and when they are just beginning is key in making money from following the crowd. A key example is in stocks, where many investors buy a stock as it starts to rise, and most will sell when it starts to drop. Obviously, holding onto a stock too long will result in certain negative impact on one’s investment.

The proper Wealth Wonk isn’t going to consider things in short-term effect: indeed, most are already planning their retirement funds by the time they reach their 20’s. Planning is the key action here, in which all aspects of one’s finances can be foreseen and accounted for. Thus, the intellectual Wealth Wonk is logical in what he or she invests in, and weighs all possibilities in each financial decision made.

Becoming a wealth wonk is a long road for those who are just starting out in building a financial empire. There are books to be read, published magazines to keep up to date on, and a wealth of information found online to browse through. And if one is a physical learner, getting personalized help over the Internet is an option in becoming a financially intelligent Wealth Wonk.

In Conclusion

Wealth Wonks are hard to spot amidst so much troubles with the economy, but they do indeed prevail even under trying conditions. To become one of the elite, go online to see how you can secure your finances for a better future today.

Pomery & Associates - Pomery Law - Loss Mitigation

Wednesday, February 25th, 2009

Pomery & Associates - Review PomeryLaw.com

Loss mitigation is used to describe a third party like Pomery & Associates helping a homeowner, a division within a bank that mitigates the loss of the bank, or a firm like Pomery & Associates that handles the process of negotiation between a homeowner and the homeowner’s lender.

Loss mitigation works to negotiate mortgage terms for the homeowner that will prevent foreclosure. These new terms are typically obtained through loan modification, short sale negotiation, short refinance negotiation, deed in lieu of foreclosure, cash-for-keys negotiation, or a partial claim loan or other loan work-out. All of the options serve the same purpose, to stabilize the risk of loss the lender (investor) is in danger of realizing. The different options are available to homeowners to try getting the homeowner to “perform” (pay timely) and cure the potential loss the lender/investor projects incurring through the foreclosure process and auction sale of the property. Pomery & Associates offers loss mitigation services.

Pomery & Associates